Benefits of Prudential Indonesia Health Insurance – We will flashback in 2020 and 2021 when the COVID-19 pandemic was fiercely spreading to this part of the world. In that year people began to realize that it was very important to have health protection. This protection is in the form of a health insurance product.
If you have health insurance, you will understand the steps to be taken so that you can better understand to get health protection in the future, so that you will also be mentally better prepared to face the future and will achieve the name of financial freedom in this case is the protection of your family’s health.
Is it Worth Buying Health Insurance?
Therefore, when you or members of your family need treatment and care. From a serious illness and also requires a lot of money, you will avoid feeling worried, because you already have family health protection, namely through the health insurance you choose.
Who needs health insurance?
In addition, you will also get comprehensive care and treatment at the best hospital you will choose. Later you will be able to protect your financial management, because the cost of care and treatment has automatically been covered by the insurance company you chose earlier according to the insurance policy you have.
Therefore, when buying a health insurance policy, you must pay attention to several stages completely and correctly. From each type of premium and health insurance benefits that you will get as a policyholder.
What are the 10 benefits of health insurance?
Well nesia friends, here are some general benefits that you will get from health insurance that will be provided by Prudential Indonesia Health Insurance.
Check out the full details below:
1. Will Get Benefits of Treatment Costs and Rooms with Special Intensive
The first benefit that you will get as a customer of a health insurance policy holder in Prudential Indonesia is the cost of a room and the cost of a very intensive care unit.
Well, Nesia’s friends will get inpatient room facilities with the provision of which is very diverse, already in accordance with the provisions of the policy. Starting from 1 room with 2 beds to 1 room with 1 bed along with an en suite bathroom. The financing of this inpatient room per day will be guaranteed by Prudential Indonesia Health Insurance Company by being determined in accordance with calendar days per year.
As for intensive care room units such as the Intensive Care Unit (ICU), Neonatal Intensive Care Unit (NICU), Pediatric Intensive Care Unit (PICU), High Dependency Unit (HDU), Intermediate Ward or isolation room, and other intensive care units that have been guaranteed by this health insurance, the treatment will be guaranteed for a maximum of 150 days or more per year.
2. Will Benefit from Doctor Visit Fees
This means that the cost of visits and treatment from general practitioners or specialists provided to the insured will get treatment in an inpatient room or intensive care room.
Well, as an initial overview of this for the cost of visiting general practitioners, specialist doctors, and subspecialist doctors will also be covered by health insurance with a maximum provision of two visits by general practitioners or specialists per day.
3. Will Benefit from Surgical Action Costs
This means that costs including surgery, anesthesia, operating room costs, and drug costs will be used when the surgery has taken place. The amount of benefits from surgical costs varies and also depends on the provisions in the policy.
4. Will Benefit from All Hospital Care Costs
This means the cost of care that will be needed to support the treatment and healing process such as examinations from laboratories, radiology examinations, and other examinations. It is the amount of benefits for various hospital care costs that can refer to the provisions in the policy.
5. Will Benefit from Treatment Costs Before and After Hospitalization
The point is that the cost of care that will be charged and guaranteed by the selected health insurance is already with the provisions, namely 30 days before hospitalization and also 90 days after hospitalization.
6. Will Get Companion Cost Benefits
This means the cost of food that has been provided by the hospital for 1 person who accompanies the person being treated and also lives in the same room with the insured party.
The amount of this companion fee will also be charged by the health insurance company, which is very diverse, will be in accordance with the provisions in the policy with a maximum of 150 days or the equivalent of 5 months per year.
Note
This is a review of the premiums and benefits provided by the health insurance you have chosen, in this case health insurance from the Prudential Indonesia company. There are various benefits that will be provided by the company. Hopefully this article is useful for you. See you soon.
